Program Information

Early Career Psychiatrists

Choosing a malpractice insurance policy is one of the first - and most important - decisions you will face in your career. We understand the needs of early career psychiatrists and provide specialized services that ease the transition from residency to entering a practice. We also provide up to a 60% discount for early career psychiatrists. These discounts are as follows:

• First year of practice: immediately following completion of residency, fellowship or active discharge from military
  - 60% discount on occurrence policies ( 50% discount in New York)
  - 60% discount on claims-made policies in California, Florida and Washington
  - 50% discount on claims-made policies in all other states
• Second year of practice:
  - 40% discount on occurrence policies (discount unavailable in New York for occurrence policies*)
  - 40% discount on claims-made policies in California, Florida and Washington
  - 25% discount on claims-made policies in all other states (including New York)
  
• Third year of practice:
  - 35% discount on occurrence policies (discount unavailable in New York for occurrence policies*)
  - 35% discount on claims-made policies in California, Florida and Washington
  - 25% discount on claims-made policies in all other states (including New York)
  *As per New York State law

We offer the same discounts to psychiatrists following discharge from active military duty.**

In addition to the early career discount, if you are a child and adolescent psychiatrist and meet specific criteria, you are eligible for a 15% rate reduction. Please note: All discounts are subject to individual account underwriting.

To help you in your new practice, we have assembled several resources on a free CD-ROM that can help take some of the mystery out of "insurance speak". This resource includes risk management articles, insurance information and the following educational presentations:

• Insurance 101: Learn the basic issues surrounding insurance coverage, including claims-made and occurrence policy types, hammer clauses, and consent to settle provisions.
• Risk Management Process: Learn the theory behind the risk management process and its associated legal concepts.
• Six Things You Can Do NOW to Avoid Being Sued Successfully LATER: Review the essence of risk management applied to the most frequent issues arising in psychiatric practice.

To request a complimentary CD-ROM please complete the following form.

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Please send me the following materials:

I would like to receive a complimentary CD-ROM from The Psychiatrists' Program, created especially for early career psychiatrists

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• First name
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  Please Select Your Practice State ALASKA ALABAMA ARKANSAS ARIZONA CALIFORNIA COLORADO CONNECTICUT DIST OF COLUMBIA DELAWARE FLORIDA GEORGIA HAWAII IOWA IDAHO ILLINOIS INDIANA KANSAS KENTUCKY LOUISIANA MASSACHUSETTS MARYLAND MAINE MICHIGAN MINNESOTA MISSOURI MISSISSIPPI MONTANA NORTH CAROLINA NORTH DAKOTA NEBRASKA NEW HAMPSHIRE NEW JERSEY NEW MEXICO NEVADA NEW YORK OHIO OKLAHOMA OREGON PENNSYLVANIA PUERTO RICO RHODE ISLAND SOUTH CAROLINA SOUTH DAKOTA TENNESSEE TEXAS UTAH VIRGINIA VERMONT WASHINGTON WISCONSIN WEST VIRGINIA WYOMING * 
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  Please Select Your State ALASKA ALABAMA ARKANSAS ARIZONA CALIFORNIA COLORADO CONNECTICUT DIST OF COLUMBIA DELAWARE FLORIDA GEORGIA HAWAII IOWA IDAHO ILLINOIS INDIANA KANSAS KENTUCKY LOUISIANA MASSACHUSETTS MARYLAND MAINE MICHIGAN MINNESOTA MISSOURI MISSISSIPPI MONTANA NORTH CAROLINA NORTH DAKOTA NEBRASKA NEW HAMPSHIRE NEW JERSEY NEW MEXICO NEVADA NEW YORK OHIO OKLAHOMA OREGON PENNSYLVANIA PUERTO RICO RHODE ISLAND SOUTH CAROLINA SOUTH DAKOTA TENNESSEE TEXAS UTAH VIRGINIA VERMONT WASHINGTON WISCONSIN WEST VIRGINIA WYOMING * 
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Please call (800) 245-3333, ext. 389 or e-mail TheProgram@prms.com for more information.

**may vary by state

Apply Today!

Thank you for your interest in The Psychiatrists' Program! How can we serve you?

• Apply For Coverage
• Request Information

For more information about individual coverage, please call (800) 245-3333, ext. 389 or e-mail TheProgram@prms.com.